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F/MONDEX1
This website contains an archive of files for the Acorn Electron, BBC Micro, Acorn Archimedes, Commodore 16 and Commodore 64 computers, which Dominic Ford has rescued from his private collection of floppy disks and cassettes.
Some of these files were originally commercial releases in the 1980s and 1990s, but they are now widely available online. I assume that copyright over them is no longer being asserted. If you own the copyright and would like files to be removed, please contact me.
| Tape/disk: | Home » Personal collection » Acorn ADFS disks » Electron_User_Group » EUG_25.ADF |
| Filename: | F/MONDEX1 |
| Read OK: | ✔ |
| File size: | 127C bytes |
| Load address: | 3A20720D |
| Exec address: | 0D31 |
File contents
227 CRICKLADE ROAD, SWINDON, WILTSHIRE, SN2 1AE
Have you heard about "Mondex"? It is a smart card being piloted in
Swindon that offers "cash on a card" and is the beginnings of the cashless
society. Why Swindon? Well, the banks reckon it is representative of the
UK as a whole. Crumbs.
What you get is a credit card size piece of plastic with an embedded 1cm
square 'chip' that carries 'cash' credits up to `50.00. You take this to
the shop, select your goods and handover the card for payment. Whereupon
the shopkeeper deducts the 'cash' from your card and banks the money at
the end of the day, offline.
Note it is not a credit card, you have to transfer cash to it from your
bank account, this you can do at a cashpoint of your bank, or at an
adapted pay phone (And they nearly all are, BT are in on this with Nat
West and Midland) OR using a BT screenphone adapted for the purpose. No
more standing in cashpoint queues, making friends for life and thinking
"What do they spend it all on?".
The advantages of Mondex are as follows:
you don't have to carry loose change with you,
you always have the right money for the bus, payphones or carparks,
no more queuing for cash.
And that, as far as I can see, is it.
Mondex, apart from being the bestest gadget since the last one, offers no
substantial advantage over cash for me the customer. It is, of course, a
scheme by the banks to get out of the secure cash haulage business which
costs them a fortune for no (apparent) direct return.
Where I thought it would work for me, on the busses, has proved a big
disappointment. It takes so long to take the money! Even without the
right money it takes about 10 seconds to pay for and collect your bus
ticket. With Mondex I'm waiting nearer 30 seconds, while a busload of
people sit and stare at me thinking "come on, come on! we're late
already!!!" There is no obvious reason for the delay, it occurs after
the bus driver has typed in all the info. Mind you the modern bus driver
has more technology than a fighter pilot.
Mondex is being pilotted in Swindon, nowhere else. I spend a fair amount
of time out of town, and I might as well try and use Monopoly money as pay
by Mondex. Just to add to the confusion not all the local shops take
Mondex; Marks & Spencer for one. This lack of universality, even in the
pilot area is a big drawback.
I "won" my Mondex in a competition in the local rag. (Seriously, the prize
was a Mondex loaded with `10.00 and some vouchers, second to tenth prize
missed out the vouchers, the competition was run for about a week)
Otherwise I might not have bothered with it, but I'm glad I did.
Not because I think it's a good idea, I don't, but because in piloting it
they have been handing out the associated gubbins like smarties (joke, hah
ha!). The BT screen phone is probably a fortune to buy and not much less
to rent, but it's mine on a free loan with all its toys on top of the
Mondex attachments. These allow you to transfer money to/fro your bank,
pay by 'cash' or transfer 'cash' to another Mondex user - by phone.
There is an associated "wallet" which allows you to store up to `500.00
Mondex cash, transferable to any card, for which they are already
charging `3.50 a month. I have not opted for this because it's a trial
after all, and I'm not going to bear any cost of it. Having seen one I'm
not sorry. There are going to be Mondex points (Where you can transfer
'cash' on to your card) all over the shop. Literally. You'll be able to
agree the price and go get the money in the store. The `50 on card limit
is irking however, a weeks shopping can easily exceed `50.
I have three serious objections to it all. What happens the villains
discover how to counterfeit Mondex creds - and it is when, not if: what
about those souls who distrust banks and only trust folding currency - why
should everybody be forced to have a bank account: finally and this is
the big one, I don't want my bank monitoring my cash purchases as well as
cheque and credit card. They say they are not auditing individual card
use. Yeah, and flap flap oink too.
Despite all this I've found Mondex a handy card to stick in my top pocket,
if I fancy a tuppeny something while I'm out with nothing smaller than a
tenner I don't have to carry home a ton of shrapnel as a result. Such
exotic pleasures are not worth a proposed `1.50 a month, so back it will
go in due course.
The payback for all this free technology is being regularly surveyed, and
completing a spending diary, neither is as onerous as it sounds.
Especially as they bribe me with a `5 Marks and Spencer voucher each time.
Well, it's not as if I can use my Mondex card there is it?
00000000 32 32 37 20 43 52 49 43 4b 4c 41 44 45 20 52 4f |227 CRICKLADE RO| 00000010 41 44 2c 20 53 57 49 4e 44 4f 4e 2c 20 57 49 4c |AD, SWINDON, WIL| 00000020 54 53 48 49 52 45 2c 20 53 4e 32 20 31 41 45 0d |TSHIRE, SN2 1AE.| 00000030 0d 0d 48 61 76 65 20 79 6f 75 20 68 65 61 72 64 |..Have you heard| 00000040 20 61 62 6f 75 74 20 22 4d 6f 6e 64 65 78 22 3f | about "Mondex"?| 00000050 20 20 20 49 74 20 69 73 20 61 20 73 6d 61 72 74 | It is a smart| 00000060 20 63 61 72 64 20 62 65 69 6e 67 20 70 69 6c 6f | card being pilo| 00000070 74 65 64 20 69 6e 0d 53 77 69 6e 64 6f 6e 20 74 |ted in.Swindon t| 00000080 68 61 74 20 6f 66 66 65 72 73 20 22 63 61 73 68 |hat offers "cash| 00000090 20 6f 6e 20 61 20 63 61 72 64 22 20 61 6e 64 20 | on a card" and | 000000a0 69 73 20 74 68 65 20 62 65 67 69 6e 6e 69 6e 67 |is the beginning| 000000b0 73 20 6f 66 20 74 68 65 20 63 61 73 68 6c 65 73 |s of the cashles| 000000c0 73 0d 73 6f 63 69 65 74 79 2e 20 20 57 68 79 20 |s.society. Why | 000000d0 53 77 69 6e 64 6f 6e 3f 20 20 57 65 6c 6c 2c 20 |Swindon? Well, | 000000e0 74 68 65 20 62 61 6e 6b 73 20 72 65 63 6b 6f 6e |the banks reckon| 000000f0 20 69 74 20 69 73 20 72 65 70 72 65 73 65 6e 74 | it is represent| 00000100 61 74 69 76 65 20 6f 66 20 74 68 65 0d 55 4b 20 |ative of the.UK | 00000110 61 73 20 61 20 77 68 6f 6c 65 2e 20 43 72 75 6d |as a whole. Crum| 00000120 62 73 2e 0d 0d 57 68 61 74 20 79 6f 75 20 67 65 |bs...What you ge| 00000130 74 20 69 73 20 61 20 63 72 65 64 69 74 20 63 61 |t is a credit ca| 00000140 72 64 20 73 69 7a 65 20 70 69 65 63 65 20 6f 66 |rd size piece of| 00000150 20 70 6c 61 73 74 69 63 20 77 69 74 68 20 61 6e | plastic with an| 00000160 20 65 6d 62 65 64 64 65 64 20 20 31 63 6d 0d 73 | embedded 1cm.s| 00000170 71 75 61 72 65 20 27 63 68 69 70 27 20 74 68 61 |quare 'chip' tha| 00000180 74 20 63 61 72 72 69 65 73 20 27 63 61 73 68 27 |t carries 'cash'| 00000190 20 63 72 65 64 69 74 73 20 75 70 20 74 6f 20 60 | credits up to `| 000001a0 35 30 2e 30 30 2e 20 20 59 6f 75 20 74 61 6b 65 |50.00. You take| 000001b0 20 74 68 69 73 20 74 6f 0d 74 68 65 20 73 68 6f | this to.the sho| 000001c0 70 2c 20 73 65 6c 65 63 74 20 79 6f 75 72 20 67 |p, select your g| 000001d0 6f 6f 64 73 20 61 6e 64 20 68 61 6e 64 6f 76 65 |oods and handove| 000001e0 72 20 74 68 65 20 63 61 72 64 20 66 6f 72 20 70 |r the card for p| 000001f0 61 79 6d 65 6e 74 2e 20 57 68 65 72 65 75 70 6f |ayment. Whereupo| 00000200 6e 0d 74 68 65 20 73 68 6f 70 6b 65 65 70 65 72 |n.the shopkeeper| 00000210 20 64 65 64 75 63 74 73 20 74 68 65 20 27 63 61 | deducts the 'ca| 00000220 73 68 27 20 66 72 6f 6d 20 79 6f 75 72 20 63 61 |sh' from your ca| 00000230 72 64 20 61 6e 64 20 62 61 6e 6b 73 20 74 68 65 |rd and banks the| 00000240 20 6d 6f 6e 65 79 20 61 74 0d 74 68 65 20 65 6e | money at.the en| 00000250 64 20 6f 66 20 74 68 65 20 64 61 79 2c 20 6f 66 |d of the day, of| 00000260 66 6c 69 6e 65 2e 0d 0d 4e 6f 74 65 20 69 74 20 |fline...Note it | 00000270 69 73 20 6e 6f 74 20 61 20 63 72 65 64 69 74 20 |is not a credit | 00000280 63 61 72 64 2c 20 79 6f 75 20 68 61 76 65 20 74 |card, you have t| 00000290 6f 20 74 72 61 6e 73 66 65 72 20 63 61 73 68 20 |o transfer cash | 000002a0 74 6f 20 69 74 20 66 72 6f 6d 20 79 6f 75 72 0d |to it from your.| 000002b0 62 61 6e 6b 20 61 63 63 6f 75 6e 74 2c 20 20 74 |bank account, t| 000002c0 68 69 73 20 79 6f 75 20 63 61 6e 20 64 6f 20 61 |his you can do a| 000002d0 74 20 61 20 63 61 73 68 70 6f 69 6e 74 20 6f 66 |t a cashpoint of| 000002e0 20 79 6f 75 72 20 62 61 6e 6b 2c 20 6f 72 20 61 | your bank, or a| 000002f0 74 20 61 6e 0d 61 64 61 70 74 65 64 20 70 61 79 |t an.adapted pay| 00000300 20 70 68 6f 6e 65 20 28 41 6e 64 20 74 68 65 79 | phone (And they| 00000310 20 6e 65 61 72 6c 79 20 61 6c 6c 20 61 72 65 2c | nearly all are,| 00000320 20 42 54 20 61 72 65 20 69 6e 20 6f 6e 20 74 68 | BT are in on th| 00000330 69 73 20 77 69 74 68 20 4e 61 74 0d 57 65 73 74 |is with Nat.West| 00000340 20 61 6e 64 20 4d 69 64 6c 61 6e 64 29 20 4f 52 | and Midland) OR| 00000350 20 75 73 69 6e 67 20 61 20 42 54 20 73 63 72 65 | using a BT scre| 00000360 65 6e 70 68 6f 6e 65 20 61 64 61 70 74 65 64 20 |enphone adapted | 00000370 66 6f 72 20 74 68 65 20 70 75 72 70 6f 73 65 2e |for the purpose.| 00000380 20 20 20 4e 6f 0d 6d 6f 72 65 20 73 74 61 6e 64 | No.more stand| 00000390 69 6e 67 20 69 6e 20 63 61 73 68 70 6f 69 6e 74 |ing in cashpoint| 000003a0 20 71 75 65 75 65 73 2c 20 6d 61 6b 69 6e 67 20 | queues, making | 000003b0 66 72 69 65 6e 64 73 20 66 6f 72 20 6c 69 66 65 |friends for life| 000003c0 20 61 6e 64 20 74 68 69 6e 6b 69 6e 67 0d 22 57 | and thinking."W| 000003d0 68 61 74 20 64 6f 20 74 68 65 79 20 73 70 65 6e |hat do they spen| 000003e0 64 20 69 74 20 61 6c 6c 20 6f 6e 3f 22 2e 0d 20 |d it all on?".. | 000003f0 20 20 20 20 20 0d 54 68 65 20 61 64 76 61 6e 74 | .The advant| 00000400 61 67 65 73 20 6f 66 20 4d 6f 6e 64 65 78 20 61 |ages of Mondex a| 00000410 72 65 20 61 73 20 66 6f 6c 6c 6f 77 73 3a 20 0d |re as follows: .| 00000420 79 6f 75 20 64 6f 6e 27 74 20 68 61 76 65 20 74 |you don't have t| 00000430 6f 20 63 61 72 72 79 20 6c 6f 6f 73 65 20 63 68 |o carry loose ch| 00000440 61 6e 67 65 20 77 69 74 68 20 79 6f 75 2c 20 0d |ange with you, .| 00000450 79 6f 75 20 61 6c 77 61 79 73 20 68 61 76 65 20 |you always have | 00000460 74 68 65 20 72 69 67 68 74 20 6d 6f 6e 65 79 20 |the right money | 00000470 66 6f 72 20 74 68 65 20 62 75 73 2c 20 70 61 79 |for the bus, pay| 00000480 70 68 6f 6e 65 73 20 6f 72 20 63 61 72 70 61 72 |phones or carpar| 00000490 6b 73 2c 20 20 0d 6e 6f 20 6d 6f 72 65 20 71 75 |ks, .no more qu| 000004a0 65 75 69 6e 67 20 66 6f 72 20 63 61 73 68 2e 20 |euing for cash. | 000004b0 20 0d 0d 41 6e 64 20 74 68 61 74 2c 20 61 73 20 | ..And that, as | 000004c0 66 61 72 20 61 73 20 49 20 63 61 6e 20 73 65 65 |far as I can see| 000004d0 2c 20 69 73 20 69 74 2e 20 20 0d 0d 4d 6f 6e 64 |, is it. ..Mond| 000004e0 65 78 2c 20 61 70 61 72 74 20 66 72 6f 6d 20 62 |ex, apart from b| 000004f0 65 69 6e 67 20 74 68 65 20 62 65 73 74 65 73 74 |eing the bestest| 00000500 20 67 61 64 67 65 74 20 73 69 6e 63 65 20 74 68 | gadget since th| 00000510 65 20 6c 61 73 74 20 6f 6e 65 2c 20 6f 66 66 65 |e last one, offe| 00000520 72 73 20 6e 6f 0d 73 75 62 73 74 61 6e 74 69 61 |rs no.substantia| 00000530 6c 20 61 64 76 61 6e 74 61 67 65 20 6f 76 65 72 |l advantage over| 00000540 20 63 61 73 68 20 66 6f 72 20 6d 65 20 74 68 65 | cash for me the| 00000550 20 63 75 73 74 6f 6d 65 72 2e 20 20 49 74 20 69 | customer. It i| 00000560 73 2c 20 6f 66 20 63 6f 75 72 73 65 2c 20 61 0d |s, of course, a.| 00000570 73 63 68 65 6d 65 20 62 79 20 74 68 65 20 62 61 |scheme by the ba| 00000580 6e 6b 73 20 74 6f 20 67 65 74 20 6f 75 74 20 6f |nks to get out o| 00000590 66 20 74 68 65 20 73 65 63 75 72 65 20 63 61 73 |f the secure cas| 000005a0 68 20 68 61 75 6c 61 67 65 20 62 75 73 69 6e 65 |h haulage busine| 000005b0 73 73 20 77 68 69 63 68 0d 63 6f 73 74 73 20 74 |ss which.costs t| 000005c0 68 65 6d 20 61 20 66 6f 72 74 75 6e 65 20 66 6f |hem a fortune fo| 000005d0 72 20 6e 6f 20 28 61 70 70 61 72 65 6e 74 29 20 |r no (apparent) | 000005e0 64 69 72 65 63 74 20 72 65 74 75 72 6e 2e 0d 0d |direct return...| 000005f0 57 68 65 72 65 20 49 20 74 68 6f 75 67 68 74 20 |Where I thought | 00000600 69 74 20 77 6f 75 6c 64 20 77 6f 72 6b 20 66 6f |it would work fo| 00000610 72 20 6d 65 2c 20 6f 6e 20 74 68 65 20 62 75 73 |r me, on the bus| 00000620 73 65 73 2c 20 68 61 73 20 70 72 6f 76 65 64 20 |ses, has proved | 00000630 61 20 62 69 67 0d 64 69 73 61 70 70 6f 69 6e 74 |a big.disappoint| 00000640 6d 65 6e 74 2e 20 20 49 74 20 74 61 6b 65 73 20 |ment. It takes | 00000650 73 6f 20 6c 6f 6e 67 20 74 6f 20 74 61 6b 65 20 |so long to take | 00000660 74 68 65 20 6d 6f 6e 65 79 21 20 45 76 65 6e 20 |the money! Even | 00000670 77 69 74 68 6f 75 74 20 74 68 65 0d 72 69 67 68 |without the.righ| 00000680 74 20 6d 6f 6e 65 79 20 69 74 20 74 61 6b 65 73 |t money it takes| 00000690 20 61 62 6f 75 74 20 31 30 20 73 65 63 6f 6e 64 | about 10 second| 000006a0 73 20 74 6f 20 70 61 79 20 66 6f 72 20 61 6e 64 |s to pay for and| 000006b0 20 63 6f 6c 6c 65 63 74 20 79 6f 75 72 20 62 75 | collect your bu| 000006c0 73 0d 74 69 63 6b 65 74 2e 20 20 57 69 74 68 20 |s.ticket. With | 000006d0 4d 6f 6e 64 65 78 20 20 49 27 6d 20 77 61 69 74 |Mondex I'm wait| 000006e0 69 6e 67 20 6e 65 61 72 65 72 20 33 30 20 73 65 |ing nearer 30 se| 000006f0 63 6f 6e 64 73 2c 20 77 68 69 6c 65 20 61 20 62 |conds, while a b| 00000700 75 73 6c 6f 61 64 20 6f 66 0d 70 65 6f 70 6c 65 |usload of.people| 00000710 20 73 69 74 20 61 6e 64 20 73 74 61 72 65 20 61 | sit and stare a| 00000720 74 20 6d 65 20 74 68 69 6e 6b 69 6e 67 20 22 63 |t me thinking "c| 00000730 6f 6d 65 20 6f 6e 2c 20 63 6f 6d 65 20 6f 6e 21 |ome on, come on!| 00000740 20 77 65 27 72 65 20 6c 61 74 65 0d 61 6c 72 65 | we're late.alre| 00000750 61 64 79 21 21 21 22 20 20 20 54 68 65 72 65 20 |ady!!!" There | 00000760 69 73 20 6e 6f 20 6f 62 76 69 6f 75 73 20 72 65 |is no obvious re| 00000770 61 73 6f 6e 20 66 6f 72 20 74 68 65 20 64 65 6c |ason for the del| 00000780 61 79 2c 20 69 74 20 6f 63 63 75 72 73 20 61 66 |ay, it occurs af| 00000790 74 65 72 0d 74 68 65 20 62 75 73 20 64 72 69 76 |ter.the bus driv| 000007a0 65 72 20 68 61 73 20 74 79 70 65 64 20 69 6e 20 |er has typed in | 000007b0 61 6c 6c 20 74 68 65 20 69 6e 66 6f 2e 20 20 4d |all the info. M| 000007c0 69 6e 64 20 79 6f 75 20 74 68 65 20 6d 6f 64 65 |ind you the mode| 000007d0 72 6e 20 62 75 73 20 64 72 69 76 65 72 0d 68 61 |rn bus driver.ha| 000007e0 73 20 6d 6f 72 65 20 74 65 63 68 6e 6f 6c 6f 67 |s more technolog| 000007f0 79 20 74 68 61 6e 20 61 20 66 69 67 68 74 65 72 |y than a fighter| 00000800 20 70 69 6c 6f 74 2e 0d 0d 4d 6f 6e 64 65 78 20 | pilot...Mondex | 00000810 69 73 20 62 65 69 6e 67 20 70 69 6c 6f 74 74 65 |is being pilotte| 00000820 64 20 69 6e 20 53 77 69 6e 64 6f 6e 2c 20 6e 6f |d in Swindon, no| 00000830 77 68 65 72 65 20 65 6c 73 65 2e 20 20 49 20 73 |where else. I s| 00000840 70 65 6e 64 20 61 20 66 61 69 72 20 61 6d 6f 75 |pend a fair amou| 00000850 6e 74 0d 6f 66 20 74 69 6d 65 20 6f 75 74 20 6f |nt.of time out o| 00000860 66 20 74 6f 77 6e 2c 20 61 6e 64 20 49 20 6d 69 |f town, and I mi| 00000870 67 68 74 20 61 73 20 77 65 6c 6c 20 74 72 79 20 |ght as well try | 00000880 61 6e 64 20 75 73 65 20 4d 6f 6e 6f 70 6f 6c 79 |and use Monopoly| 00000890 20 6d 6f 6e 65 79 20 61 73 20 70 61 79 0d 62 79 | money as pay.by| 000008a0 20 4d 6f 6e 64 65 78 2e 20 20 4a 75 73 74 20 74 | Mondex. Just t| 000008b0 6f 20 61 64 64 20 74 6f 20 74 68 65 20 63 6f 6e |o add to the con| 000008c0 66 75 73 69 6f 6e 20 6e 6f 74 20 61 6c 6c 20 74 |fusion not all t| 000008d0 68 65 20 6c 6f 63 61 6c 20 73 68 6f 70 73 20 74 |he local shops t| 000008e0 61 6b 65 0d 4d 6f 6e 64 65 78 3b 20 4d 61 72 6b |ake.Mondex; Mark| 000008f0 73 20 26 20 53 70 65 6e 63 65 72 20 66 6f 72 20 |s & Spencer for | 00000900 6f 6e 65 2e 20 20 54 68 69 73 20 6c 61 63 6b 20 |one. This lack | 00000910 6f 66 20 75 6e 69 76 65 72 73 61 6c 69 74 79 2c |of universality,| 00000920 20 65 76 65 6e 20 69 6e 20 74 68 65 0d 70 69 6c | even in the.pil| 00000930 6f 74 20 61 72 65 61 20 69 73 20 61 20 62 69 67 |ot area is a big| 00000940 20 64 72 61 77 62 61 63 6b 2e 0d 20 20 20 20 20 | drawback.. | 00000950 20 20 20 20 0d 49 20 22 77 6f 6e 22 20 6d 79 20 | .I "won" my | 00000960 4d 6f 6e 64 65 78 20 69 6e 20 61 20 63 6f 6d 70 |Mondex in a comp| 00000970 65 74 69 74 69 6f 6e 20 69 6e 20 74 68 65 20 6c |etition in the l| 00000980 6f 63 61 6c 20 72 61 67 2e 20 28 53 65 72 69 6f |ocal rag. (Serio| 00000990 75 73 6c 79 2c 20 74 68 65 20 70 72 69 7a 65 0d |usly, the prize.| 000009a0 77 61 73 20 61 20 4d 6f 6e 64 65 78 20 6c 6f 61 |was a Mondex loa| 000009b0 64 65 64 20 77 69 74 68 20 60 31 30 2e 30 30 20 |ded with `10.00 | 000009c0 61 6e 64 20 73 6f 6d 65 20 76 6f 75 63 68 65 72 |and some voucher| 000009d0 73 2c 20 73 65 63 6f 6e 64 20 74 6f 20 74 65 6e |s, second to ten| 000009e0 74 68 20 70 72 69 7a 65 0d 6d 69 73 73 65 64 20 |th prize.missed | 000009f0 6f 75 74 20 74 68 65 20 76 6f 75 63 68 65 72 73 |out the vouchers| 00000a00 2c 20 74 68 65 20 63 6f 6d 70 65 74 69 74 69 6f |, the competitio| 00000a10 6e 20 77 61 73 20 72 75 6e 20 66 6f 72 20 61 62 |n was run for ab| 00000a20 6f 75 74 20 61 20 77 65 65 6b 29 0d 4f 74 68 65 |out a week).Othe| 00000a30 72 77 69 73 65 20 49 20 6d 69 67 68 74 20 6e 6f |rwise I might no| 00000a40 74 20 68 61 76 65 20 62 6f 74 68 65 72 65 64 20 |t have bothered | 00000a50 77 69 74 68 20 69 74 2c 20 62 75 74 20 49 27 6d |with it, but I'm| 00000a60 20 67 6c 61 64 20 49 20 64 69 64 2e 20 0d 0d 4e | glad I did. ..N| 00000a70 6f 74 20 62 65 63 61 75 73 65 20 49 20 74 68 69 |ot because I thi| 00000a80 6e 6b 20 69 74 27 73 20 61 20 67 6f 6f 64 20 69 |nk it's a good i| 00000a90 64 65 61 2c 20 49 20 64 6f 6e 27 74 2c 20 62 75 |dea, I don't, bu| 00000aa0 74 20 62 65 63 61 75 73 65 20 69 6e 20 70 69 6c |t because in pil| 00000ab0 6f 74 69 6e 67 20 69 74 0d 74 68 65 79 20 68 61 |oting it.they ha| 00000ac0 76 65 20 62 65 65 6e 20 68 61 6e 64 69 6e 67 20 |ve been handing | 00000ad0 6f 75 74 20 74 68 65 20 61 73 73 6f 63 69 61 74 |out the associat| 00000ae0 65 64 20 67 75 62 62 69 6e 73 20 6c 69 6b 65 20 |ed gubbins like | 00000af0 73 6d 61 72 74 69 65 73 20 28 6a 6f 6b 65 2c 20 |smarties (joke, | 00000b00 68 61 68 0d 68 61 21 29 2e 20 20 54 68 65 20 42 |hah.ha!). The B| 00000b10 54 20 73 63 72 65 65 6e 20 70 68 6f 6e 65 20 69 |T screen phone i| 00000b20 73 20 70 72 6f 62 61 62 6c 79 20 61 20 66 6f 72 |s probably a for| 00000b30 74 75 6e 65 20 74 6f 20 62 75 79 20 61 6e 64 20 |tune to buy and | 00000b40 6e 6f 74 20 6d 75 63 68 20 6c 65 73 73 0d 74 6f |not much less.to| 00000b50 20 72 65 6e 74 2c 20 62 75 74 20 69 74 27 73 20 | rent, but it's | 00000b60 6d 69 6e 65 20 6f 6e 20 61 20 66 72 65 65 20 6c |mine on a free l| 00000b70 6f 61 6e 20 77 69 74 68 20 61 6c 6c 20 69 74 73 |oan with all its| 00000b80 20 74 6f 79 73 20 6f 6e 20 74 6f 70 20 6f 66 20 | toys on top of | 00000b90 74 68 65 0d 4d 6f 6e 64 65 78 20 61 74 74 61 63 |the.Mondex attac| 00000ba0 68 6d 65 6e 74 73 2e 20 20 54 68 65 73 65 20 61 |hments. These a| 00000bb0 6c 6c 6f 77 20 79 6f 75 20 74 6f 20 74 72 61 6e |llow you to tran| 00000bc0 73 66 65 72 20 6d 6f 6e 65 79 20 74 6f 2f 66 72 |sfer money to/fr| 00000bd0 6f 20 79 6f 75 72 20 62 61 6e 6b 2c 0d 70 61 79 |o your bank,.pay| 00000be0 20 62 79 20 27 63 61 73 68 27 20 6f 72 20 74 72 | by 'cash' or tr| 00000bf0 61 6e 73 66 65 72 20 27 63 61 73 68 27 20 74 6f |ansfer 'cash' to| 00000c00 20 61 6e 6f 74 68 65 72 20 4d 6f 6e 64 65 78 20 | another Mondex | 00000c10 75 73 65 72 20 2d 20 62 79 20 70 68 6f 6e 65 2e |user - by phone.| 00000c20 0d 0d 54 68 65 72 65 20 69 73 20 61 6e 20 61 73 |..There is an as| 00000c30 73 6f 63 69 61 74 65 64 20 22 77 61 6c 6c 65 74 |sociated "wallet| 00000c40 22 20 77 68 69 63 68 20 61 6c 6c 6f 77 73 20 79 |" which allows y| 00000c50 6f 75 20 74 6f 20 73 74 6f 72 65 20 75 70 20 74 |ou to store up t| 00000c60 6f 20 60 35 30 30 2e 30 30 0d 4d 6f 6e 64 65 78 |o `500.00.Mondex| 00000c70 20 63 61 73 68 2c 20 74 72 61 6e 73 66 65 72 61 | cash, transfera| 00000c80 62 6c 65 20 74 6f 20 61 6e 79 20 63 61 72 64 2c |ble to any card,| 00000c90 20 66 6f 72 20 77 68 69 63 68 20 74 68 65 79 20 | for which they | 00000ca0 61 72 65 20 61 6c 72 65 61 64 79 20 0d 63 68 61 |are already .cha| 00000cb0 72 67 69 6e 67 20 60 33 2e 35 30 20 61 20 6d 6f |rging `3.50 a mo| 00000cc0 6e 74 68 2e 20 20 49 20 68 61 76 65 20 6e 6f 74 |nth. I have not| 00000cd0 20 6f 70 74 65 64 20 66 6f 72 20 74 68 69 73 20 | opted for this | 00000ce0 62 65 63 61 75 73 65 20 69 74 27 73 20 61 20 74 |because it's a t| 00000cf0 72 69 61 6c 0d 61 66 74 65 72 20 61 6c 6c 2c 20 |rial.after all, | 00000d00 61 6e 64 20 49 27 6d 20 6e 6f 74 20 67 6f 69 6e |and I'm not goin| 00000d10 67 20 74 6f 20 62 65 61 72 20 61 6e 79 20 63 6f |g to bear any co| 00000d20 73 74 20 6f 66 20 69 74 2e 20 20 48 61 76 69 6e |st of it. Havin| 00000d30 67 20 73 65 65 6e 20 6f 6e 65 20 20 49 27 6d 0d |g seen one I'm.| 00000d40 6e 6f 74 20 73 6f 72 72 79 2e 20 20 54 68 65 72 |not sorry. Ther| 00000d50 65 20 61 72 65 20 67 6f 69 6e 67 20 74 6f 20 62 |e are going to b| 00000d60 65 20 4d 6f 6e 64 65 78 20 70 6f 69 6e 74 73 20 |e Mondex points | 00000d70 28 57 68 65 72 65 20 79 6f 75 20 63 61 6e 20 74 |(Where you can t| 00000d80 72 61 6e 73 66 65 72 0d 27 63 61 73 68 27 20 6f |ransfer.'cash' o| 00000d90 6e 20 74 6f 20 79 6f 75 72 20 63 61 72 64 29 20 |n to your card) | 00000da0 61 6c 6c 20 6f 76 65 72 20 74 68 65 20 73 68 6f |all over the sho| 00000db0 70 2e 20 20 4c 69 74 65 72 61 6c 6c 79 2e 20 20 |p. Literally. | 00000dc0 59 6f 75 27 6c 6c 20 62 65 20 61 62 6c 65 20 74 |You'll be able t| 00000dd0 6f 0d 61 67 72 65 65 20 74 68 65 20 70 72 69 63 |o.agree the pric| 00000de0 65 20 61 6e 64 20 67 6f 20 67 65 74 20 74 68 65 |e and go get the| 00000df0 20 6d 6f 6e 65 79 20 69 6e 20 74 68 65 20 73 74 | money in the st| 00000e00 6f 72 65 2e 20 20 54 68 65 20 60 35 30 20 6f 6e |ore. The `50 on| 00000e10 20 63 61 72 64 20 6c 69 6d 69 74 0d 69 73 20 69 | card limit.is i| 00000e20 72 6b 69 6e 67 20 68 6f 77 65 76 65 72 2c 20 61 |rking however, a| 00000e30 20 77 65 65 6b 73 20 73 68 6f 70 70 69 6e 67 20 | weeks shopping | 00000e40 63 61 6e 20 65 61 73 69 6c 79 20 65 78 63 65 65 |can easily excee| 00000e50 64 20 60 35 30 2e 0d 0d 49 20 68 61 76 65 20 74 |d `50...I have t| 00000e60 68 72 65 65 20 73 65 72 69 6f 75 73 20 6f 62 6a |hree serious obj| 00000e70 65 63 74 69 6f 6e 73 20 74 6f 20 69 74 20 61 6c |ections to it al| 00000e80 6c 2e 20 20 57 68 61 74 20 68 61 70 70 65 6e 73 |l. What happens| 00000e90 20 74 68 65 20 76 69 6c 6c 61 69 6e 73 0d 64 69 | the villains.di| 00000ea0 73 63 6f 76 65 72 20 68 6f 77 20 74 6f 20 63 6f |scover how to co| 00000eb0 75 6e 74 65 72 66 65 69 74 20 4d 6f 6e 64 65 78 |unterfeit Mondex| 00000ec0 20 63 72 65 64 73 20 2d 20 61 6e 64 20 69 74 20 | creds - and it | 00000ed0 69 73 20 77 68 65 6e 2c 20 6e 6f 74 20 69 66 3a |is when, not if:| 00000ee0 20 20 77 68 61 74 0d 61 62 6f 75 74 20 74 68 6f | what.about tho| 00000ef0 73 65 20 73 6f 75 6c 73 20 77 68 6f 20 64 69 73 |se souls who dis| 00000f00 74 72 75 73 74 20 62 61 6e 6b 73 20 61 6e 64 20 |trust banks and | 00000f10 6f 6e 6c 79 20 74 72 75 73 74 20 66 6f 6c 64 69 |only trust foldi| 00000f20 6e 67 20 63 75 72 72 65 6e 63 79 20 2d 20 77 68 |ng currency - wh| 00000f30 79 0d 73 68 6f 75 6c 64 20 65 76 65 72 79 62 6f |y.should everybo| 00000f40 64 79 20 62 65 20 66 6f 72 63 65 64 20 74 6f 20 |dy be forced to | 00000f50 68 61 76 65 20 61 20 62 61 6e 6b 20 61 63 63 6f |have a bank acco| 00000f60 75 6e 74 3a 20 20 66 69 6e 61 6c 6c 79 20 61 6e |unt: finally an| 00000f70 64 20 74 68 69 73 20 69 73 0d 74 68 65 20 62 69 |d this is.the bi| 00000f80 67 20 6f 6e 65 2c 20 49 20 64 6f 6e 27 74 20 20 |g one, I don't | 00000f90 77 61 6e 74 20 6d 79 20 62 61 6e 6b 20 6d 6f 6e |want my bank mon| 00000fa0 69 74 6f 72 69 6e 67 20 6d 79 20 63 61 73 68 20 |itoring my cash | 00000fb0 70 75 72 63 68 61 73 65 73 20 61 73 20 77 65 6c |purchases as wel| 00000fc0 6c 20 61 73 0d 63 68 65 71 75 65 20 61 6e 64 20 |l as.cheque and | 00000fd0 63 72 65 64 69 74 20 63 61 72 64 2e 20 20 20 54 |credit card. T| 00000fe0 68 65 79 20 73 61 79 20 74 68 65 79 20 61 72 65 |hey say they are| 00000ff0 20 6e 6f 74 20 61 75 64 69 74 69 6e 67 20 69 6e | not auditing in| 00001000 64 69 76 69 64 75 61 6c 20 63 61 72 64 0d 75 73 |dividual card.us| 00001010 65 2e 20 20 59 65 61 68 2c 20 61 6e 64 20 66 6c |e. Yeah, and fl| 00001020 61 70 20 66 6c 61 70 20 6f 69 6e 6b 20 74 6f 6f |ap flap oink too| 00001030 2e 0d 0d 44 65 73 70 69 74 65 20 61 6c 6c 20 74 |...Despite all t| 00001040 68 69 73 20 49 27 76 65 20 66 6f 75 6e 64 20 4d |his I've found M| 00001050 6f 6e 64 65 78 20 61 20 68 61 6e 64 79 20 63 61 |ondex a handy ca| 00001060 72 64 20 74 6f 20 73 74 69 63 6b 20 69 6e 20 6d |rd to stick in m| 00001070 79 20 74 6f 70 20 70 6f 63 6b 65 74 2c 0d 69 66 |y top pocket,.if| 00001080 20 49 20 66 61 6e 63 79 20 61 20 74 75 70 70 65 | I fancy a tuppe| 00001090 6e 79 20 73 6f 6d 65 74 68 69 6e 67 20 77 68 69 |ny something whi| 000010a0 6c 65 20 49 27 6d 20 6f 75 74 20 77 69 74 68 20 |le I'm out with | 000010b0 6e 6f 74 68 69 6e 67 20 73 6d 61 6c 6c 65 72 20 |nothing smaller | 000010c0 74 68 61 6e 20 61 0d 74 65 6e 6e 65 72 20 49 20 |than a.tenner I | 000010d0 64 6f 6e 27 74 20 68 61 76 65 20 74 6f 20 63 61 |don't have to ca| 000010e0 72 72 79 20 68 6f 6d 65 20 61 20 74 6f 6e 20 6f |rry home a ton o| 000010f0 66 20 73 68 72 61 70 6e 65 6c 20 61 73 20 61 20 |f shrapnel as a | 00001100 72 65 73 75 6c 74 2e 20 20 53 75 63 68 0d 65 78 |result. Such.ex| 00001110 6f 74 69 63 20 70 6c 65 61 73 75 72 65 73 20 61 |otic pleasures a| 00001120 72 65 20 6e 6f 74 20 77 6f 72 74 68 20 61 20 70 |re not worth a p| 00001130 72 6f 70 6f 73 65 64 20 60 31 2e 35 30 20 61 20 |roposed `1.50 a | 00001140 6d 6f 6e 74 68 2c 20 73 6f 20 62 61 63 6b 20 69 |month, so back i| 00001150 74 20 77 69 6c 6c 0d 67 6f 20 69 6e 20 64 75 65 |t will.go in due| 00001160 20 63 6f 75 72 73 65 2e 0d 0d 54 68 65 20 70 61 | course...The pa| 00001170 79 62 61 63 6b 20 66 6f 72 20 61 6c 6c 20 74 68 |yback for all th| 00001180 69 73 20 66 72 65 65 20 74 65 63 68 6e 6f 6c 6f |is free technolo| 00001190 67 79 20 69 73 20 62 65 69 6e 67 20 72 65 67 75 |gy is being regu| 000011a0 6c 61 72 6c 79 20 73 75 72 76 65 79 65 64 2c 20 |larly surveyed, | 000011b0 61 6e 64 0d 63 6f 6d 70 6c 65 74 69 6e 67 20 61 |and.completing a| 000011c0 20 73 70 65 6e 64 69 6e 67 20 64 69 61 72 79 2c | spending diary,| 000011d0 20 6e 65 69 74 68 65 72 20 69 73 20 61 73 20 6f | neither is as o| 000011e0 6e 65 72 6f 75 73 20 61 73 20 69 74 20 73 6f 75 |nerous as it sou| 000011f0 6e 64 73 2e 0d 45 73 70 65 63 69 61 6c 6c 79 20 |nds..Especially | 00001200 61 73 20 74 68 65 79 20 62 72 69 62 65 20 6d 65 |as they bribe me| 00001210 20 77 69 74 68 20 61 20 60 35 20 4d 61 72 6b 73 | with a `5 Marks| 00001220 20 61 6e 64 20 53 70 65 6e 63 65 72 20 76 6f 75 | and Spencer vou| 00001230 63 68 65 72 20 65 61 63 68 20 74 69 6d 65 2e 0d |cher each time..| 00001240 0d 57 65 6c 6c 2c 20 69 74 27 73 20 6e 6f 74 20 |.Well, it's not | 00001250 61 73 20 69 66 20 49 20 63 61 6e 20 75 73 65 20 |as if I can use | 00001260 6d 79 20 4d 6f 6e 64 65 78 20 63 61 72 64 20 74 |my Mondex card t| 00001270 68 65 72 65 20 69 73 20 69 74 3f 0d |here is it?.| 0000127c
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